The information contained in this document does not constitute advice by Liberty, Envestpro and or FinSteward. Any legal, technical or product information contained in this document is subject to change from time to time. If there are any discrepancies between this document and the contractual terms or, where applicable, any fund rules, the latter will prevail. As a service provider to Liberty and in the interests of best serving Liberty's customers, every reasonable effort and due care is taken to provide you with accurate and factual information in response to queries or requests (and particularly in relation to the information available at the time). However, it is important to note that Liberty's normal business processes, rules and determinations will always take precedence and as such FinSteward (PTY) Ltd and its employees/contractors cannot be held liable for any errors, omissions or misrepresentations. Past performance cannot be relied on as an indication of future performance.

Investment performance will depend on the growth in the underlying assets, which will be influenced by inflation levels in the economy and prevailing market conditions. Any recommendations made must take into consideration your client’s specific needs and unique circumstances. 

 

Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the Liberty Group Limited, Envestpro (Pty) Ltd and or FinSteward.